Real-Time Payment Rails
Stripe, Adyen, Razorpay, UPI, ACH, FedNow and SEPA Instant orchestration.
Industry Solutions
FinTech Apps & Banking Platforms
Money-movement systems built to bank-grade standards — real-time rails, risk scoring you can explain, and compliance designed in rather than bolted on.
Built for your business
Software That Moves Money Securely, Compliantly, in Real Time
From a Series-A neo-bank to a Tier-1 acquirer — we ship fintech tech that lifts approval rates, cuts fraud, and clears regulator audits without a sweat.
Fraud & Risk Scoring
Low-latency scoring per transaction with explainable risk reasoning.
KYC / KYB / AML
Onfido, Persona, ComplyAdvantage and Sumsub onboarding flows that pass review.
Open Banking
Plaid, Yodlee, MX, TrueLayer and Tink for aggregated account and transaction data.
Trading & Wealth APIs
Brokerage, robo-advisory, custody and fractional shares across asset classes.
Compliance & Audit Trails
Access controls, transaction logs and reporting workflows aligned to the agreed financial-product requirements.
What we deliver
Explore Our Range of FinTech Services
Start with the capabilities you need today. We define the scope, integrations, and acceptance criteria together before delivery begins.
Neo-Bank & Mobile Banking
Account opening, debit cards, ledger, transfers, savings pots, and AI insights — bank-grade in the pocket.
Payment Gateways & Orchestration
Multi-PSP routing, retry logic, smart 3DS, currency conversion, dispute & chargeback automation.
Lending & BNPL Platforms
Underwriting, e-KYC, e-sign, instant disbursal, EMI ledger, collections, AI credit-scoring models.
Trading & Brokerage Apps
Order management, market-data ingestion, sub-second execution, portfolio + tax reports.
Wealth & Robo-Advisors
Goal-based portfolios, glide-path rebalancing, Monte Carlo planners, AI advisor chat.
KYC / KYB / AML Engines
Onfido, Persona, Sumsub, ComplyAdvantage adapters — modular SCA + step-up + sanction-screen flows.
AI Fraud & Risk Scoring
Real-time scoring, explainable reasons, rules + ML hybrid, fraud-ops case-management UI.
Open Banking Aggregation
Plaid, Yodlee, MX, TrueLayer, Tink — unified account + balance + cashflow + categorisation.
Crypto & Custody
Wallet infra, KMS / HSM, on-ramp / off-ramp, Travel Rule, multi-sig, on-chain analytics.
Insurance & InsurTech
Quote-bind-issue, embedded insurance, claims, fraud detection on imagery, telematics.
B2B Finance & Treasury
Spend management, AP / AR automation, virtual cards, real-time treasury dashboards.
Compliance & Reg-Reporting
Security controls, reporting workflows and audit trails designed around the requirements identified for your financial product.
From brief to delivery
A clear path from the first conversation.
A practical process with agreed milestones, regular reviews, and a handover your team can use.
- 01 /
Discovery
Map your money-flow + license posture + risk appetite + target geographies + integration points.
- 02 /
Architecture
Ledger design, settlement engine, AI risk pipeline, KYC vendor map, regulator-ready audit logs.
- 03 /
Build
Iterative sprints with risk-team in the loop + chargeback tabletop drills + load tests at peak.
- 04 /
Launch & Operate
Phased rollout by region, integration validation and monitoring, with ongoing support and model reviews defined in scope.
Tools of the trade
The right technology for the work.
We choose tools around your existing systems, requirements, and long-term maintenance needs. The final stack follows the project.
- Stripe
- Adyen
- Razorpay
- Plaid
- Visa & Mastercard APIs
- Onfido
- Persona
- ComplyAdvantage
- Sift
- Sardine
- OpenAI
- Claude
- Hugging Face
- AWS Bedrock
- Snowflake
- Bloomberg + Alpaca
Before we begin
Your questions, answered.
What to know about financial apps & fintech platforms, from project scope to ongoing support.
01Do you build for regulated banks or only fintech startups?
Both. We work with Tier-1 banks, BIN-sponsor neo-banks, fintech startups, payment networks, and crypto exchanges. Our compliance + audit posture is bank-grade by default.
02Do you handle payments + multi-PSP orchestration?
Yes — Stripe, Adyen, Razorpay, Worldpay, Cybersource, Authorize.Net, plus card networks (Visa, MC) and ACH / FedNow / SEPA Instant / UPI / FPS. Smart routing + retry + 3DS step-up included.
03Do you build AI fraud scoring or only integrate vendors?
Both. We integrate Sift, Sardine, Riskified, Forter, Ravelin where it fits — and we build custom scoring engines for clients with proprietary signals.
04Can you handle KYC / KYB / AML for global onboarding?
Yes — Onfido, Persona, Sumsub, ComplyAdvantage, Veriff, plus government databases (Aadhaar, SSN, GOV.UK Verify). Full audit-trail + adverse-media monitoring.
05Are you PCI-DSS / SOC 2 / ISO 27001 compliant?
We identify the security, privacy and industry requirements relevant to your project during discovery. The scope can include access controls, encryption, audit trails, testing and evidence for your review. Specific certifications, legal obligations and independent assessments must be confirmed for the individual engagement.
06Can you build for crypto + traditional finance together?
Yes — wallet infra, KMS / HSM custody, Travel Rule, on-ramp / off-ramp, on-chain analytics, plus traditional ledger + brokerage in the same platform.
07How long does a fintech build take?
A focused module (e.g. payment gateway or KYC flow) launches in 8–14 weeks. A full neo-bank or brokerage platform typically launches in 6–11 months.
08Do you offer 24/7 fraud-ops + on-call engineering?
Monitoring, incident response and on-call support can be included in an agreed support plan. Coverage hours, escalation routes and response commitments are defined in the proposal and service agreement.
Keep exploring
The next pieces of your project.
Connected services, delivered by the same team.
A conversation is a good start
Let's talk about financial apps & fintech platforms.
Tell us what you want to build or improve. We will help clarify the scope, the approach, and the next step.